Ratna Lucyana Primary Author mixed material bibliography Bandung Program Magister Manajemen Unpad 2016 en English

135 hlm. Ilus ; 29 cm Bank is a financial company which its main activity is fund raising, fund distribution and gives other bank service that is complement service for bank activity. Banking have strategic position as supporting expeditious payment system, implementation of monetary policy, and financial system stability. Profitability is an accurate indicator for measuring bank performance. This research has purpose to analyze the influence of financial ratio of Loan to Deposit Ratio (LDR), Net Interest Margin (NIM), Operating Expenses/Operating Income (OEOI), Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), number of branch and macroeconomic factors including Infiation, BI Rate, Exchange Rate dan Reserve Requirement (RR), on banks profitability as measured by Return On Asset (ROA) also which variable most dominant influence on Return On Assets (ROA). The object of this research is X Bank, a bank operating in the whole territory of Indonesia with data research in 2006 until 2013. The analysis technique used is multiple regression analysis with Ordinary Least Squares (OLS) method. Because the data used is secondary data, to determine the accuracy of themodel needs to be tested on some of the assumptions underlying the classical regression model. Classic assumption test used in this study include normality test , heteroscedasticity test, autocorrelation test dan multicolinearity test. The result of this research showed that the NIM variable influence a positive effect on Return On Assets (ROA), the Operating Expenses/Operating Income (OEOI), Non Performing Loan (NPL), Reserve Requirement (RR) influence a negative effect on Return On Assets (ROA), while Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), number of branch and macroeconomic factors including inflation, BI Rate and Exchange Rate does not affect the Return On Assets (ROA). The predictive capacity of these ten variables on Return On Assets (ROA) in this study amounted to 91.91%, while the remaining 8.09% influenced by other factors not included in this research model. Ratna Lucyana Banking, Return On Assets (ROA), Loan to Deposit R 658.15 Perpustakaan Universitas Padjadjaran Kementerian Riset Teknologi dan Pendidikan Tinggi 658.15 Rat f/R.12.234 007181 Perpustakaan Pusat (Ref kelas 600 REF.12.234) 658.15 rat f 20%252Fscan0001.jpg.jpg 9231 2017-04-01 15:42:25 2018-04-13 08:11:06 machine generated